REALLY!? with Russ K

Really!? No police force in New York has the gall to go and arrest Moammar Gaddafi!? Are you serious!? This man is an embodiment to evil and stands defiantly against our country, on our own soil, with complete impunity!? President Obama, you really, seriously, are just going to let Gaddafi come over here, have a little camping trip, $@!# all over everything America stands for, and then wave bye-bye and wish him a safe trip home!? Really!? And you of all people, Donald Trump, you’re just going to sit back and say, “yeah I own the property, but my partners in the middle east arranged it without my knowledge.” You UN-AMERICAN, TERRORIST PANDERING POS! YOU OWN THE PROPERTY!!!! Do you really need the money that bad!? How much do you stand to make on the deal!? Seriously!? YOU’RE FIRED from being American! It does my soul good to think that there is a window in Heaven that looks down on Hell where I can watch and Laugh at all of your Sorry @$$#$ roasting for all eternity!


"Honor is the reward of Virtue"

Adulthood

How we all like to think that we are adults, and yet so many are just children are growing older each year. Just what separates children from adults? A magical birthday? It’s quite difficult to believe such an arbitrary statement! How can one so easily differentiate between two individuals. How many of us know someone who in spite of being over 30 years old, can still not seem to get themselves together? Legally, we call them adults, but they are in actuality aging children. To be an Adult, one must behave in a manner congruent with adult behavior. Now, we all have our moments of weakness, which is only human; but if you are struggling with simple adult behaviors such as:
living on your ownholding a jobmaintaining a steady relationship
you should really consider your position in life. Addiction and obsession are not adult behaviors. Neither is vindictiveness, boisterousness or any number of other unethical attitudes. Sexual Promiscuity is NOT an adult behavior, for it is instant gratification of immature desire. And just who am I to tell you about it? Well, I’ve acted in far worse capacity than anything written here, and somehow miraculously survived the ordeal. Is it easy being a responsible adult? Absolutely not! However, America needs adults, not more children. And if you need more incentive to get your act together, I’ll leave you with this.
Women: YOU are the founders of America’s next generation, of its leaders, and it’s losers. Do you really, really think that that loser sleazeball is going to get his act together, get a real job and be a real father to your children? Nope? Me either, and just how many loser dads father brilliant successful children? The odds are not in your favor. Cut your losses, find a real man and have winner babies. America is counting on you. By the way, if you’re into going out to bars getting drunk and taking the first horny guy that approaches you, don’t expect any real men to come calling, cause no matter how hot you are, you’re unattractive morally.
Men: We all know what our other head tells us to do. But if you can’t handle the consequences, keep that shotgun holstered.
If you do happen to be a loser dad with abandoned kids, it may not be too late. Swallow your quite undeserved pride, ditch your vices, get to work, and apologize profusely for being the POS that you have been. Then get your sorry butt a decent place for children to visit, maybe even live. Give up your recreations, they will slow you down, and you are already behind the power curve. Learn how to be a man, a real man. I’m not talking about macho movie men, that’s fiction. A man that knows how to love, protect and lead a family, that’s the kind of man you must be. It’s a daunting task, and you will receive little help in today’s society, although Church helps. In fact I don’t know that this task can be accomplished outside of divine intervention, so prayer will be necessary. Don’t think it’s possible? I did it. It’s about 3 years of pure Hell, but well worth it.
And for all: If you are unattractive in some way, it’s most likely because you are unfit to pass your genetic material on to the next generation. That sounds harsh, I know, but in reality 90 percent of unattractiveness can be remedied with diligence and hard work. If your dumb, read some books. If your fat, exercise and eat better. If your skinny, go work out. It’s not overnight, and it’s not magic. Jesus Christ himself had no attractive physical attributes, yet he is loved by millions the world over. Because really, at the end of the day, attractiveness has little to do with outside appearance. And if you are an adult you already know that.
Courtesy to my loving wife for the bible verse:
"If we please God, he will make us wise, understanding, and happy. But if we sin, God will make us struggle for a living, then he will give all we own to someone who pleases him."Ecclesiastes 2:26



"Honor is the reward of Virtue"

Common Problems Part 3: Lack of Self-Discipline

I've been here too. In fact, this is where most problems begin. This is when you have no control over how you spend where you spend or how you spend it. A lack of self-discipline usually spills over into other areas of your life, and is debilitating to gaining ground in most endeavors. The Army fixed this problem for me, but I'm sure there are easier solutions than enlisting. Most of us don't even realize we lack self-discipline until it stares us right in face after some major life altering event. Either way, yoiu need to get this in check before proceeding.

Common Problems Part 2: Keeping up with the Joneses

Boy does this one get a lot of us! It's also called maintaining the social norm. It's based on the false pretense that the things you have are a measure of your success. Who is more successful in your mind? The family who has two cars, an expensive home, a boat and any number of other toys; but secretly would lose it all if they missed one paycheck? Or the family in a modest home, one practical vehicle, no toys, however this family has no debt, and could weather all but the worst of financial storms with the money they have saved.

I know, I bet that first family has a lot of fun. But can you imagine the stress they feel every time there's rumor of layoffs at their jobs. Or when they look at the amount of debt they owe, and how long it would take to pay it off? Maybe this is you, Overwhelmed with the mess you found yourself in, and despaired because you can't find your way out. There is Hope for everyone, but don't think it comes without cost. Everything has a cost. Pride will be swallowed, and I know it's not easy.

One thing to keep in mind, 99% of all those people who seem to have everything, and are wealthy and successful are living a lie. They are up to their nose in debt, and will likely die in debt, and will leave their debt to their children. That is of course, unless they make a drastic change in their lives.

Common Problems Part 1: Can't Say No

Here is a very tricky situation I found myself in when my wife and I first started managing our finances: My wife couldn't say no. You see when we first married we had made a decision for her to raise the children, and manage the household, while I went out and earned the money. She did a wonderful job at everything, except managing money. She could never tell me no even though she knew that the things I wanted we could not afford. The turning point was on my birthday one year. I had been needing a new radiator for my truck (I'm a car guy). I had found a very nice scratch and dent model at a local radiator shop for far less than one could be had anywhere else. She knew we didn't have the money, but let me buy it anyway. The next week I found out that that purchase had overdrawn our account, and that we were in the negative a little over 200 bucks. At the time that kind of money was hard to come by. I was furious! We had a huge fight, and I took away her responsibility over the finances. She thought the gift would make me happy, but instead it hurt our relationship. It was a turning point, but that radiator will not be forgotten.

The point is say No! However you must, you have to choose your families financial well-being over the whims and wants of those you love. Think of it this way, is giving in to your loved ones every request at the expense of their financial security really loving them? The answer is no, it is not. So don't fall for this trap.

If you find that you are unable to say no, please relinquish your responsibility to someone who can. You will be much better off in the future.

Investigation

Investigation described simply, is drawing conclusions from observation. You should now have some observations made by looking at your monthly cash flow sheet from earlier. Did you spend Waaaay too much on dining out? or did movie rentals eat a lot of your money. Video Games for the Kids? Perhaps you have noticed some trends, does your husband always get what he wants? or do you just put it on the credit card because it seems more convenient?

Pay attention to how you spend money everyday. The situations, and what motivates the purchase. The more you observe, the better conclusions you will make. What are you triggers? When the kids whine and cry in the grocery store, do give them what they want just to placate them? Does your Husband make online purchases and forget to tell you? Observe everything.

What's Your Problem?

So after finding out where your money goes, did you think about why it's going where it goes? I had a big problem with my finances, I had no idea what I was doing with my money. So I spent it on things I thought I wanted, and racked up debt, and did what it seemed everyone else was doing, and never had a second thought of where my money went. Of course, we all now we see that this was not a sustainable plan for the all too uncertain future. My problem was ignorance. Some people can't can't say no to their Spouse or Children. Others simply haven't developed the self-discipline to manage finances successfully. I had all of these problems too, but my ignorance was a far bigger problem. That's because it muddies the water, and you can't truly see what problems lie underneath. Dissolve the ignorance first, and the other problems will become much clearer.